Lotus Bank Loan app: App download, Signup, Login, how to apply, Interest Rates, loan ussd code, customer care
Welcome to the world of Lotus Bank, a customer-centric financial institution that has redefined banking in Nigeria. Established in 2007, Lotus Bank stands out as a non-interest bank, committed to ethical banking practices and catering to the diverse needs of both the banked and underbanked population.
Overview:
Lotus Bank, a privately held entity, transitioned into a subsidiary of Level One Bank in 2015, a move that reinforced its commitment to providing full-service banking. Specializing in business/commercial lending, professional customer service, and mortgage lending, Lotus Bank has become synonymous with ethical banking and investing.
Services Offered:
Lotus Bank offers a diverse range of services designed to meet the evolving needs of its customers. Let’s explore some key offerings:
- Smart Banking (USSD Banking):
- Execute transactions conveniently without airtime or data.
- Features include balance inquiries, money transfers, airtime and data purchases, and Lotus-to-Lotus transfers.
- Dial *5045# to register and experience seamless Smart Banking.
- E-Solution and Services:
- Point of Sale Terminal:
- Provides secure payment processing for merchants.
- Benefits include instant value for payments, reduced cash handling charges, and stress-free check handling.
- Eligibility requires a Lotus current or savings account.
- Application involves downloading the POS enrollment form from the official website.
- Merchant Payment/Settlements:
- Transactions processed the day after the transaction date.
- Ideal for transactions executed on Fridays and weekends.
- Point of Sale Terminal:
- E-Naira:
- The official digital currency for Nigerians, issued by the Central Bank of Nigeria.
- Uses blockchain technology for faster, secure, and convenient transactions.
- Available soon on the Play Store for Android and the App Store for iOS devices.
- PTA/BTA (Personal Travel Allowance/Business Travel Allowance):
- Foreign exchange services for legitimate travel purposes.
- Terms and conditions include valid travel documents, quarterly application limit, and prohibition of third-party applications.
- Application process involves visiting the Lotus website and filling out the PTA/BTA form.
Opening an Account:
Opening a Lotus Bank account is a straightforward process:
- Visit the official website, www.lotusbank.com.
- Click on the ‘Become a Customer’ toolbar.
- Fill and submit the online account opening form.
Mobile Banking App:
Download the Lotus Bank app on the Google Play Store or the App Store for seamless transactions, account management, and bill payments.
Contact Information:
Connect with Lotus Bank through the following channels:
- Phone Numbers: 0700 56887 2265, 0700 0100 0000
- Email: support@lotusbank.com
- Address: 30a, Adetokunbo Ademola Street, Victoria Island, Lagos.
- Website: www.lotusbank.com
Conclusion:
Lotus Bank is more than just a financial institution; it’s a commitment to ethical and hassle-free banking. With zero interest rates and a range of services tailored to meet your needs, Lotus Bank ensures quick, easy, and seamless experiences to maximize your satisfaction. Discover a new era in banking with Lotus Bank today!