Providus Bank Loan app: App download, Signup, Login, how to apply, Interest Rates, loan ussd code, customer care
In the ever-evolving landscape of banking and finance, Providus Bank Nigeria stands out as a trailblazer, seamlessly blending traditional banking with innovative fintech solutions. As a leading institution in Nigeria, Providus Bank has positioned itself as a customer-centric partner, aiming to provide a unique and excellent banking experience for its customers.
About Providus Bank Nigeria:
Established with a vision to empower customers in reaching their financial objectives, Providus Bank Nigeria offers a range of services that include portfolio management, relationship management, business advisory, personalized relationship management, fast-tracked service delivery, and comprehensive service solutions. The bank focuses on creating a robust financial support system for institutions, agencies, high-net-worth individuals (HNIs), and small and medium-sized enterprises (SMEs). Notably, Providus Bank collaborates with businesses to enhance the non-oil sectors of the Nigerian economy, including agriculture, hospitality, commerce, mining, art, and entertainment.
Loan Services Offered by Providus Bank Nigeria:
- Travel Loans:
- Financing your travel expenses upfront, providing flexibility to pay later.
- Covers expenses such as plane tickets and hotel rentals based on your Providus account and travel nature.
- Personal Loans:
- Available for customers with a salary account.
- Offers loans for personal reasons with interest rates and tenors dependent on the loan amount.
- Overdraft Facilities:
- Allows withdrawal beyond the account balance, essentially a borrowed amount.
- Overdraft amount determined by factors such as monthly earnings and loan repayment history.
- Vehicle Loans:
- Exclusive for salary account holders, enabling the purchase of a new vehicle with repayments deducted from the salary over an agreed period.
Note: Access to loan services is contingent upon having an account with Providus Bank, with the type and amount of the loan determined by the account type.
Other Services Offered by Providus Bank Nigeria:
Personal:
- Public Sector Services:
- Current Account
- Salary Account
- Affluent Current Account
- Domiciliary Current Account (USD/EUR/GBP/YUAN)
- Savings Account
- Future Providus Account
- Youth Account
- Affluent Savings Account
- Retiree Account
- Domiciliary Savings Account (USD/EUR/GBP/YUAN)
- Cards: Verve Card
Private:
- Private Sector Services:
- Current Account
- HNI Current Account
- Premium Current Account
- Savings Account
- Premium Savings Account
- Cards: World Elite Mastercard
Business:
- Current Account
- Business Account
- Emerging Local Corporate Current Account
- Cards: Offering
How to Contact Providus Bank Nigeria:
Contacting Providus Bank Nigeria is easy through their online business concierge portal. Follow these steps:
- Visit their official website: Providus Bank Business Concierge Portal
- Provide your details, including name, email address, type of query, and complaint.
- Click the submit button, and an agent will reach out to address your questions.
How to Open an Account with Providus Bank Nigeria:
As a digital-first bank, opening an account with Providus Bank is a seamless process. Visit their official website at Providus Bank, click on the “Open an Account” button, and follow the steps to create your account.
Conclusion:
In the dynamic landscape of Nigerian banking, Providus Bank emerges as a beacon of financial empowerment. With a diverse range of services, innovative loan offerings, and a commitment to customer satisfaction, Providus Bank Nigeria is carving its niche as a top financial institution. By blending traditional values with digital convenience, Providus Bank is not just a bank; it’s a partner in your financial journey. Experience financial freedom with Providus Bank Nigeria today!