Loan Apps

UBA Loan app: App download, Signup, Login, how to apply, Interest Rates, loan ussd code, customer care

Are you in search of a reliable loan with a flexible payment plan, extended tenure, and minimal equity requirements? Look no further than UBA Loans. From personal financial needs to business expansion through asset finance, UBA offers a comprehensive range of loan services tailored to meet your diverse requirements.

Why Choose UBA Loans?

  1. Tailored Loan Options: UBA Loans are designed to address specific needs, providing personalized solutions for individuals and businesses alike.
  2. Competitive Interest Rates: Enjoy competitive interest rates that make borrowing from UBA a financially savvy choice.
  3. Convenient and Flexible Repayment Terms: UBA understands the importance of flexibility. With convenient and flexible repayment terms, you can manage your loan on your terms.

UBA Loan Services:

  1. Personal Overdraft:
    • Short-term loan for reputable private and public organization staff.
    • Overdraw your current account by 6 months, up to a maximum of 3 million.
    • Repay 5% interest every 30 days when your salary is paid.

    Qualification:

    • Minimum annual income after-tax.
    • UBA account as your salary account for at least 3 months.

    Documents Required:

    • Loan application form.
  2. Asset Finance:
    • Purchase assets without immediate financing capability.

    Qualification:

    • Employee of a reputable organization.
    • Salary paid through UBA for at least 1 month.

    Documents Required:

    • Loan application form and Pro-forma invoice.
  3. Personal Loan:
    • Extra cash for emergencies or casual needs.

    Qualification:

    • Available to everyone with a UBA account.

    Documents Required:

    • Loan application form.
  4. Cooperative Loans:
    • Loans for cooperative societies of reputable companies.

    Qualification:

    • Available to cooperatives of reputable companies.

    Documents Required:

    • Letter of request signed by cooperative executives.
  5. Cash Collaterised Loan:
    • Credit in Naira, Pounds sterling, US dollar, and Euro using cash deposits.

    Qualification:

    • Cash deposits or investments with UBA.
    • Past 3-month salaries paid through UBA.

    Documents Required:

    • UBA consumer loan application form.
    • Letter of Lien or set-off.
    • Original certificate of deposit.

How to Apply for UBA Loans:

  1. Visit the official UBA website: www.ubagroup.com/nigeria/loans-payments/.
  2. Download the specific loan application form.
  3. Fill the form and required documents.
  4. Submit to the customer service officer at your nearest branch.

Loan Requirements:

The requirements vary based on the type of loan. Find detailed information on the UBA website or at any branch.

Conclusion:

UBA stands ready to address your immediate and investment needs with accessible online loan forms. If you meet the requirements, seize the opportunity to enhance your financial journey with UBA Loans. Unlock financial flexibility today!

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