Quickteller Loan app: App download, Signup, Login, how to apply, Interest Rates, loan ussd code, customer care
In today’s fast-paced, digitally-driven world, securing funds for your business idea or urgent financial needs has become easier than ever, thanks to innovative platforms like Quickteller. Quickteller, a financial service platform by Interswitch, provides a seamless and reliable way to conduct various online transactions, including online transfers, bill payments, airtime recharge, and more.
About Quickteller Loans:
Interswitch, established in 2002, is a digital payment and commerce institution focused on facilitating electronic money distribution and value exchange across Africa. Quickteller, one of its flagship products, is designed to empower users with efficient online transaction capabilities.
How to Obtain a Quickteller Loan:
Via USSD:
- Visit the Quickteller website and fill in your personal details.
- Receive a One Time Pin (OTP) on your mobile number and activate your account.
- Add your card details and other requested information.
- Dial *3226# and follow the prompts to apply.
Via the Website:
- Sign in to your existing account or create a new one.
- Navigate to the loan section and input the desired loan amount.
- Provide your account number and select your bank from the drop-down menu.
- Enter your bank card details and accept the loan offer.
Pros and Cons of Quickteller Loans:
Pros:
- Fast and reliable application process.
- No need for a guarantor or collateral.
- Access to additional services like Airtime recharge, Western Union transfer, and bill payments.
Cons:
- Additional fees if repayment is not made on the due date.
- Short repayment tenor.
Loan Amount and Interest Rates:
Quickteller offers loans ranging from N1000 to N50,000. The amount accessible for first-time customers depends on factors like credit history and transaction history. The interest rate varies between 3% and 15%, spanning a period of 10 days to 3 months.
Minimum Requirements for Quickteller Loans:
Quickteller evaluates your eligibility based on the personal information you provide, emphasizing the importance of comprehensive details to enhance your chances of qualifying for a loan.
Loan Disbursement Speed:
Quickteller’s loan disbursement is remarkably fast. Upon meeting all requirements, funds are promptly disbursed into your bank account.
Repayment Terms:
Repaying your Quickteller loan is as straightforward as obtaining it. Automatic debits occur on the due date using pre-registered card details. Alternatively, repayment can be made through channels like ATM payments, the Quickteller mobile application, or cash/bank payments.
Conclusion:
In the realm of online loans, Quickteller stands out as a reliable and distinctive choice. Their swift services, coupled with the ease of access and a range of offerings, make Quickteller loans a go-to solution for individuals navigating financial challenges.