GTBank Quick credit Loan app: App download, Signup, Login, how to apply, Interest Rates, loan ussd code, customer care
In the dynamic landscape of financial solutions, GTBank’s Quick Credit emerges as a beacon of accessibility for both salary and non-salary account holders. Tailored to meet the diverse needs of individuals and small businesses, this payday loan product offers a seamless experience with competitive interest rates and a straightforward application process.
Understanding Quick Credit
Quick Credit, a GTB loan, provides a lifeline with a minimum loan amount of N10,000, extending up to N500,000 for non-salary holders and an impressive 5 million for salary holders. Designed for small businesses, it serves as a vital source of soft loans, particularly benefiting SMEs in the Education and Healthcare sectors.
How to Secure Quick Credit
GTBank has streamlined the application process to ensure maximum convenience for applicants. You can secure Quick Credit through:
- Internet banking platform
- GTBank Mobile app
- USSD code 73751*51# (Explore other USSD codes for loans in Nigeria)
Features Tailored for Small Businesses
Quick Credit for small businesses and non-salary earners shares similarities with the regular product but introduces unique features:
- Prequalified customers are eligible
- Loan tenure of 6 months (12 months for schools)
- Industry-specific interest rates (1.33% for Education, 1.75% for Healthcare)
- Access to 50% of average annual turnover
- Option to open a corporate account for 12 months before applying
- Loan amounts ranging from N250,000 to N5,000,000
- Instant fund disbursement with flexible payment plans
Choosing Quick Credit – Advantages Over Other Loan Products
Quick Credit stands out for several reasons, making it a preferred choice:
- Competitive interest rates (1.33% monthly)
- Maximum tenor of 12 months
- Low interest rates compared to other loan products
- Instant fund disbursement
- Flexible payment plans (monthly interest, quarterly principal for Education businesses)
Eligibility Criteria
To be eligible for Quick Credit, individuals must:
- Be existing GTBank customers
- Have a monthly net salary of at least N20,000
- Possess a satisfactory credit score
- Have no unpaid obligations
Conclusion:
In the realm of financial solutions, GTBank’s Quick Credit shines as a reliable option, offering simplicity, flexibility, and affordability. Whether you are an individual seeking quick financial relief or a small business in need of working capital, this loan product is designed to cater to your unique requirements. Unlock financial ease today with Quick Credit from GTBank.