Loan Apps

EaseMoni Loan app: App download, Signup, Login, how to apply, Interest Rates, loan ussd code, customer care

In the dynamic landscape of Nigerian fintech, EaseMoni emerges as a beacon of financial empowerment, providing a suite of solutions that encompass loans, savings, and investment opportunities for both individuals and businesses. This article focuses on EaseMoni’s flagship service – loans, delving into essential details such as the EaseMoni USSD code, loan interest rates, repayment methods, and application process.

Understanding EaseMoni Loans:

EaseMoni, a prominent Fintech player in Nigeria, extends a helping hand through its diverse financial services, with a spotlight on loans. Tailored to meet the unique needs of users, EaseMoni offers an efficient and user-friendly mobile app available for download on the Google Play Store.

EaseMoni USSD Code:

The EaseMoni USSD code, 347334#, serves as the gateway to a seamless banking experience. This code facilitates transactions, loan approvals, and disbursals directly to designated bank accounts within 24 hours, eliminating the need to visit the app.

Borrowable Amount:

The amount one can borrow from EaseMoni varies based on factors such as creditworthiness, income, repayment history, and the chosen loan type. EaseMoni caters to diverse financial needs, offering short-term loans, salary advance loans, and business loans. The borrowing range spans from N3,000 to a substantial N1,000,000, ensuring flexibility to accommodate varying financial requirements.

EaseMoni Loan Requirements:

To access EaseMoni loans, certain prerequisites must be met:

  1. Valid Identification: National ID card, driver’s license, or international passport.
  2. Proof of Income: Submission of bank statements, payslips, or tax returns.
  3. Active Bank Account: Required for loan disbursements and repayments.
  4. Employment Status: Some loan options may necessitate steady employment or a reliable income source.
  5. Age: Applicants must be at least 18 years old.

EaseMoni Loan Interest Rate:

EaseMoni is renowned for its competitive interest rates, typically ranging from 5 to 10%, outshining many traditional banks and lending institutions. The exact rate depends on the specific loan option and the applicant’s eligibility.

EaseMoni Loan Repayment:

Repaying EaseMoni loans is as convenient as obtaining them, with various options to suit different preferences:

  1. Direct Debit: Automatic deductions from the bank account on the due date to prevent late fees.
  2. Mobile App: Repayments can be made effortlessly using the EaseMoni mobile app, providing real-time updates on outstanding balances and repayment history.
  3. Bank Transfer: Users have the flexibility to repay loans through bank transfers, using provided account details and including the loan account number as a reference.
  4. Post-Dated Cheques: An alternative for those who prefer advance payments or have limited access to electronic payment methods.

How to Borrow Money from EaseMoni:

Accessing financial assistance from EaseMoni is a straightforward process:

  1. Download the EaseMoni mobile app from Google Play Store or Apple App Store.
  2. Register an account using your phone number and personal details.
  3. Complete the Know Your Customer (KYC) process by submitting your BVN and other necessary information.
  4. Apply for a loan through the app’s dashboard, specifying the desired amount and repayment period.
  5. The app calculates eligibility and interest rates based on creditworthiness and repayment history.
  6. Agree to the terms and conditions, then submit your loan application.


In the realm of Nigerian fintech, EaseMoni stands out as a reliable partner, providing accessible and transparent financial solutions. Whether you seek quick loans, robust savings options, or strategic investment opportunities, EaseMoni caters to your financial aspirations with efficiency and innovation. Embrace the EaseMoni experience and unlock the door to financial freedom today.

Leave a Reply

Back to top button