Loan Apps

Fidelity Bank Loan app: App download, Signup, Login, how to apply, Interest Rates, loan ussd code, customer care

In today’s dynamic financial landscape, obtaining a loan has become a necessity for many Nigerians facing unexpected financial challenges. Fidelity Bank, a renowned financial institution established in 1988, offers a range of loan options to help you navigate through financial emergencies. In this comprehensive guide, we’ll walk you through the various loan services provided by Fidelity Bank and the simple steps to secure one.

Overview of Fidelity Bank:

Fidelity Bank, originally a Merchant Bank, transformed into a commercial bank in 1991 and later became a Universal Bank in 2001. With over 5 million customers, Fidelity Bank serves its clientele through a network of branches and digital platforms.

Loan Services Offered by Fidelity Bank:

  1. Fast Loans:
    • Payday Loan: A short-term solution for salary earners with Fidelity Bank accounts.
    • Personal Loan: Stress-free funding for personal needs, exclusive to Fidelity Bank customers.
    • Point of Transaction (POT) Loan: Short-term assistance for completing pending financial transactions.
    • Fidelity NYSC Loan: Instant funding for National Youth Service Corps members.
    • FLOAT (Loan on Account Turnover): Tailored for active Fidelity account holders.
    • Migo Loan: Microloan service offering instant funds with no documentation.

    How to Apply for a Fidelity Fast Loan:

    • Dial 77008# and follow the instructions.
    • Send a text to Fidelity Bank Ivy on WhatsApp at 09030000302.
    • Chat with them on their Facebook platform.
  2. Fidelity Easy Asset Leasing Scheme (FEALS):
    • Funding for acquiring assets, including household appliances, generators, laptops, or a new car.
  3. Personal Mortgage Loans:
    • Funding for purchasing your dream home.
  4. Fidelity Personal Loan Scheme (F-PLS):
    • Emergency funding for personal financial obligations, such as rent, school fees, travel, and medical bills.
  5. Instant Salary Advance Scheme:
    • Grants access to 50% of your monthly salary before payday.
  6. Fidelity Bank Credit Cards:
    • Allows spending with the option to pay later.

Requirements for Obtaining a Fidelity Bank Loan:

To secure a Fidelity Bank personal loan, meet the following requirements:

  • Provide three consecutive months’ salary receipts.
  • Digitally accept the loan offer through Fidelity Bank electronic channels.
  • Apply for the loan via Fidelity Bank digital channels.
  • Maintain a clean credit report and meet Fidelity Bank’s credit ranking criteria.

How to Apply for a Fidelity Loan:

  • Choose your desired loan type based on the options provided.
  • For online loans, use the Fidelity Bank USSD code (77008#) or the mobile application.
  • Visit a physical branch for loans not accessible through USSD or the mobile app, and an agent will guide you.
  • Receive notification about the success of your loan application.

Contacting Fidelity Bank:

  • Address: 2, Kofo Abayomi Street, Victoria Island, Lagos, Nigeria.
  • Phone: 0700 343 35489.
  • Website:
  • Email:


Fidelity Bank stands out for providing instant and convenient loans to meet diverse financial needs. With a range of loan options and straightforward application processes, Fidelity Bank is a reliable partner for those seeking financial assistance. Explore their offerings and experience seamless access to funds when you need them.

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