Speedy Choice Loan app: App download, Signup, Login, how to apply, Interest Rates, loan ussd code, customer care
In the face of unexpected financial challenges, many Nigerians turn to alternative lending platforms for a quick and hassle-free solution. Speedy Choice emerges as a reliable option, providing instant loans without the complexities often associated with traditional banks. Let’s delve into the details of this loan service and explore how you can navigate the borrowing process seamlessly.
An Insight into Speedy Choice
Speedy Choice stands out as a lending partner dedicated to assisting Nigerians in times of financial need. Similar to other collateral-free loan platforms, Speedy Choice simplifies the borrowing experience, sparing individuals from the intricate procedures of conventional banks. Established in 2018, the company boasts a branch office at Ojodu Berger and its head office located in Akute, Ogun state, with a registered business number of 1522460.
Applying for a Loan: Quick and Easy Steps
To secure a loan from Speedy Choice, follow these straightforward steps:
- Contact the Company: Reach out to Speedy Choice through the provided contact links.
- Express Your Need: Inform them about your intention to borrow a loan.
- Follow Agent Guidance: Wait for their agents to provide directions on the subsequent steps to complete your loan application.
Understanding Loan Tenure with Speedy Choice
The loan tenure with Speedy Choice varies based on the borrowed amount:
- Small amounts may come with a tenure of 1 month.
- Larger sums could extend the tenure to a maximum of 3 months.
Eligibility Requirements
To be eligible for a loan from Speedy Choice, you must meet the following criteria:
- Residency: Live in Nigeria and be a citizen.
- Age Bracket: Fall within the age range of 20 to 55 years.
- Income Source: Possess a credible source of income to determine borrowing limits.
- Valid Registration: Ensure that the personal information used during registration is accurate.
Loan Amounts and Credit Score Impact
The loan amount you can borrow ranges from ₦3,000 up to ₦150,000, influenced by your credit score. Regular and timely repayments positively impact your credit score, enhancing your borrowing capacity.
Interest Rates and Repayment Terms
Speedy Choice charges an interest rate of 5 – 10%. It’s crucial to note that the interest on your loan will accumulate for each day you default on repayment. Timely repayment is essential to avoid increased interest charges.
Contacting Speedy Choice
If you have questions or need assistance, you can contact Speedy Choice through the following channels:
- Address: 8, Ariyo, off Olutola street, Ojodu-Berger, Lagos
- Phone Number: 07035514253
- Email Address: Speedychoicelimited@gmail.com
Conclusion:
Speedy Choice emerges as a reliable lending solution, offering collateral-free loans up to ₦150,000. With a user-friendly application process and reasonable interest rates, Speedy Choice ensures that borrowing is convenient, straightforward, and accessible to those in need. For quick financial relief, consider exploring the opportunities presented by Speedy Choice.