Loan Apps

Creditwise Loan app: App download, Signup, Login, how to apply, Interest Rates, loan ussd code, customer care

In the fast-paced world we live in, the need for quick and convenient financial solutions is more pressing than ever. If you find yourself in need of urgent funds in Nigeria, Creditwise Loan may just be the solution you’ve been searching for. This comprehensive guide will walk you through the application process, shed light on Creditwise interest rates, provide customer reviews, and furnish you with essential contact information. Let’s dive in!

Understanding Creditwise Loan Interest Rates:

A significant draw of Creditwise loans lies in their reasonable interest rates. With loan amounts ranging from N5,000 to N500,000 and flexible repayment periods of 14 to 365 days, Creditwise offers the versatility you need to manage your finances efficiently. Annual interest rates fall within the 12% to 20% range.

For instance, if you borrow N5,000 with a 180-day repayment period at a 12% interest rate, the total repayment, including both the principal and interest, would amount to N5,600.

How to Apply for Creditwise Loan in Nigeria:

Step 1: Download and Install the App

  • Head to the Google Play Store on your Android device.
  • Search for “Creditwise Loan App” and download the official app.
  • Install the app on your device.

Step 2: Create an Account

  • Launch the Creditwise app after installation.
  • Create an account, using the phone number registered with your BVN for OTP verification.

Step 3: Fill in Your Personal Information

  • Provide your personal details, including full name, date of birth, and accurate BVN.

Step 4: Link Your ATM Card

  • Link your ATM card to your Creditwise account (a refundable fee of N30 applies for card validation).

Step 5: OTP Verification

  • Input the OTP code sent to your BVN-registered phone number.

Step 6: Credit Score Analysis

  • Submit your loan application for a credit score analysis to determine eligibility and loan amount.

Step 7: Identity Verification

  • Take a clear live selfie for identity verification using the app.

Step 8: Loan Terms and Amounts

  • Choose the loan term and amount based on your credit score.

Step 9: Repayment

  • Upon approval, note the repayment terms provided by the Creditwise app.

Creditwise Reviews & Legitimacy:

As of the latest update, Creditwise is a legitimate platform for obtaining loans without document submissions or collateral requirements. Reviews from users vary, so it’s advisable to check their app store ratings for a balanced understanding before applying.

Contacting Creditwise Customer Care:

Should you need assistance, Creditwise offers multiple channels for customer support:


Creditwise Loans in Nigeria provide a convenient and accessible financial solution. Before making a decision, peruse user reviews, and feel free to reach out to their customer support for any inquiries. Your financial journey just got a whole lot easier with Creditwise!

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