Loan Apps

iCredit Loan app: App download, Signup, Login, how to apply, Interest Rates, loan ussd code, customer care

In the dynamic economic landscape of Nigeria, the demand for loans has surged, driven by various economic factors. Catering to this need, several loan service providers have emerged, and one notable player in the market is the iCredit loan app.

Quick and Secure Loans at Your Fingertips

The iCredit loan app distinguishes itself by offering secure and flexible loans ranging from N1,000 to N50,000. With a seamless online process, users can access funds swiftly, completing the entire procedure on their smartphones in just 5 minutes.

Tailored Loan Options for Every Need

iCredit understands the diverse financial needs of its users, offering a range of loan types, including:

  1. Direct personal loans
  2. Mortgage loans
  3. Car loans
  4. Credit card loans
  5. Medical loans
  6. Loans on two wheels
  7. Travel loans
  8. Mini money loans
  9. Loans against guarantee
  10. Sustainable consumer loans
  11. Mobile phone loans

Unveiling the Loan Application Process

1. Downloading the iCredit Loan App:

  • Available on both Android and iOS, the app is easily accessible via Google Play or the Apple Store.

2. Registration Process:

  • Install the app and register to create an account.

3. Applying for a Loan:

  • Log in, provide necessary information, and submit your loan application.

4. Approval and Disbursement:

  • If your credit score meets the criteria, your loan will be approved, and funds will be deposited into your bank account.

5. Increasing Loan Limit:

  • Responsible repayment enhances your loan limit, allowing access to higher amounts in the future.

Understanding iCredit Loan Terms

1. Interest Rates:

  • iCredit offers competitive interest rates, ranging from as low as 5% to a maximum of 30% per month.

2. Origination Fee:

  • An origination fee, ranging from N1,000 to N6,000, is a one-time payment.

Eligibility Criteria for iCredit Loans

To be eligible for an iCredit loan, you must:

  • Be a legal citizen or resident of Nigeria.
  • Have a verifiable source of monthly income.
  • Fall within the age bracket of 20 to 60 years.

Managing Repayment and Avoiding Default

Defaulting on your loan with iCredit can have serious consequences, including:

  • Daily interest increments of 2%.
  • Reduction in your total loan amount.
  • Possible reporting to Credit Bureau, impacting your BVN and ability to borrow from other lenders.

Connect with iCredit

For any inquiries or assistance, reach out to iCredit through:


The iCredit loan app emerges as a user-friendly solution for quick loans in Nigeria. Download, register, and apply to experience the convenience firsthand. Remember, timely repayments not only prevent penalties but also pave the way for increased borrowing capabilities in the future. Explore the possibilities with iCredit today.

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